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Paypal is the faster, safer way to send money, make an online payment, receive money or set up a merchant account.. Paypal is just an online payments system, sort of like your online bank account where you can receive money from your clients or the companies you work for. once you receive money in your paypal account, you can transfer it to your bank account and withdraw cash through an atm or your bank.. There are legitimate ways to make money online. the problem is that the real ways to make money aren’t “get rich quick” schemes. most of them require a lot of work and sometimes a lot of dedication before seeing a return on your time..